/*=== CSS RESET & NORMALIZE ===*/
html, body, div, span, applet, object, iframe,
h1, h2, h3, h4, h5, h6, p, blockquote, pre,
a, abbr, acronym, address, big, cite, code,
del, dfn, em, img, ins, kbd, q, s, samp,
small, strike, strong, sub, sup, tt, var,
b, u, i, center,
dl, dt, dd, ol, ul, li,
fieldset, form, label, legend,
table, caption, tbody, tfoot, thead, tr, th, td,
article, aside, canvas, details, embed, 
figure, figcaption, footer, header, hgroup, 
menu, nav, output, ruby, section, summary,
time, mark, audio, video {
  margin: 0;
  padding: 0;
  border: 0;
  font-size: 100%;
  font: inherit;
  vertical-align: baseline;
  box-sizing: border-box;
}
/* HTML5 display-role reset for older browsers */
article, aside, details, figcaption, figure, 
footer, header, hgroup, menu, nav, section {
  display: block;
}
body {
  line-height: 1.6;
  background: #F9F9F9;
  color: #15202B;
}
*, *:before, *:after {
  box-sizing: inherit;
}
a {
  background: transparent;
  text-decoration: none;
  color: inherit;
  transition: color 0.2s;
}
img {
  max-width: 100%;
  vertical-align: middle;
  border-style: none;
}
ul, ol {
  margin-left: 1.5em;
  margin-bottom: 16px;
}
li {
  margin-bottom: 8px;
}
h1, h2, h3, h4, h5, h6 {
  font-family: 'Montserrat', Arial, Helvetica, sans-serif;
  color: #094067;
  font-weight: 700;
  margin-bottom: 16px;
  line-height: 1.2;
}

/*=== BASE TYPOGRAPHY ===*/
body {
  font-family: 'Open Sans', Arial, Helvetica, sans-serif;
  font-size: 16px;
  font-weight: 400;
  background: #F9F9F9;
  color: #15202B;
}

h1 {
  font-size: 2.5rem;
  margin-bottom: 24px;
}
h2 {
  font-size: 2rem;
  margin-bottom: 20px;
}
h3 {
  font-size: 1.25rem;
  margin-bottom: 12px;
  color: #19335A;
}
h4, h5, h6 {
  font-size: 1rem;
  font-weight: 600;
}
p, ul, ol {
  font-size: 1rem;
  color: #222b38;
  margin-bottom: 16px;
}
small {
  font-size: 0.88em;
  color: #888;
}

strong, b {
  font-weight: 700;
  color: #094067;
}

.text-section {
  max-width: 700px;
}

/*==== LAYOUT CONTAINERS ====*/
.container {
  width: 100%;
  max-width: 1180px;
  margin: 0 auto;
  padding: 0 20px;
}

.content-wrapper {
  width: 100%;
  display: flex;
  flex-direction: column;
  gap: 24px;
}

.section {
  margin-bottom: 60px;
  padding: 40px 20px;
  background: #fff;
  box-shadow: 0 2px 12px rgba(9,64,103,0.03);
  border-radius: 18px;
  transition: box-shadow 0.2s;
}

/*==== FLEXBOX PATTERNS ====*/
.card-container {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
}

.card {
  margin-bottom: 20px;
  position: relative;
  background: #fff;
  border-radius: 14px;
  box-shadow: 0 1px 6px rgba(9,64,103,0.06);
  padding: 24px 20px;
  flex: 1 1 310px;
  transition: box-shadow 0.2s;
}
.card:hover {
  box-shadow: 0 4px 24px rgba(9,64,103,0.11);
}

.content-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 20px;
  justify-content: space-between;
}

.text-image-section {
  display: flex;
  align-items: center;
  gap: 30px;
  flex-wrap: wrap;
}

.testimonial-card {
  display: flex;
  align-items: center;
  gap: 20px;
  padding: 20px;
  background: #F9F9F9;
  border-radius: 12px;
  box-shadow: 0 2px 10px rgba(9,64,103,0.07);
  margin-bottom: 20px;
  flex: 1 1 100%;
}
.testimonial-card p {
  color: #1B2535;
  margin-bottom: 0;
  font-style: italic;
}

.feature-item {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 15px;
  background: #fff;
  border-radius: 14px;
  padding: 20px 18px;
  min-width: 240px;
  box-shadow: 0 2px 8px rgba(9,64,103,0.04);
  transition: box-shadow 0.18s;
}
.feature-item img {
  width: 38px;
  height: 38px;
  margin-bottom: 3px;
}
.feature-item:hover {
  box-shadow: 0 6px 22px rgba(9,64,103,0.08);
}

.feature-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 32px;
  justify-content: flex-start;
}

.faq {
  display: flex;
  flex-direction: column;
  gap: 18px;
}
.faq-item {
  display: flex;
  flex-direction: column;
  background: #FAFCFF;
  padding: 18px 18px;
  border-radius: 12px;
  box-shadow: 0 1px 5px rgba(9,64,103,0.04);
  transition: box-shadow 0.16s;
}
.faq-item h3 {
  font-size: 1.1rem;
  color: #094067;
}
.faq-item:hover {
  box-shadow: 0 4px 18px rgba(9,64,103,0.10);
}

/*==== HEADER ====*/
header {
  width: 100%;
  background: #fff;
  box-shadow: 0 1px 8px rgba(9,64,103,0.07);
  z-index: 1010;
}
.main-menu {
  display: flex;
  align-items: center;
  gap: 24px;
  max-width: 1180px;
  margin: 0 auto;
  padding: 18px 20px 18px 20px;
}
.main-menu a {
  font-family: 'Montserrat', Arial, Helvetica, sans-serif;
  font-size: 1rem;
  color: #094067;
  font-weight: 500;
  padding: 8px 10px;
  border-radius: 5px;
  transition: background 0.2s, color 0.2s;
}
.main-menu a.cta {
  color: #fff;
  background: #094067;
  font-weight: 700;
  padding: 8px 22px;
  margin-left: 6px;
  border-radius: 7px;
  transition: background 0.18s;
}
.main-menu a.cta.primary {
  background: #FFA500;
  color: #094067;
}
.main-menu a:hover:not(.cta),
.main-menu a:focus:not(.cta) {
  background: #F0F2F8;
  color: #094067;
}
.main-menu a.cta:hover, .main-menu a.cta:focus {
  background: #19335A;
  color: #fff;
}
.main-menu a.cta.primary:hover, .main-menu a.cta.primary:focus {
  background: #094067;
  color: #FFA500;
}

.main-menu img {
  height: 34px;
  margin-right: 18px;
}
.mobile-menu-toggle {
  display: none;
  position: absolute;
  top: 20px;
  right: 24px;
  background: none;
  border: none;
  font-size: 2rem;
  color: #094067;
  cursor: pointer;
  z-index: 1101;
  transition: color 0.2s;
}
.mobile-menu-toggle:focus {
  outline: 2px solid #FFA500;
}

/*==== MOBILE NAVIGATION ====*/
.mobile-menu {
  display: none;
  position: fixed;
  top: 0; left: 0; right: 0; bottom: 0;
  background: rgba(9,64,103,0.96);
  z-index: 1100;
  overflow-y: auto;
  transition: transform 0.35s cubic-bezier(0.77,0.2,0.05,1.0); 
  transform: translateX(100%);
}
.mobile-menu.open {
  display: block;
  transform: translateX(0);
}
.mobile-menu-close {
  position: absolute;
  top: 36px;
  right: 30px;
  background: none;
  border: none;
  font-size: 2rem;
  color: #FFA500;
  cursor: pointer;
  z-index: 1201;
}
.mobile-nav {
  display: flex;
  flex-direction: column;
  padding: 90px 28px 36px 32px;
  gap: 24px;
  width: 100%;
}
.mobile-nav a {
  font-family: 'Montserrat', Arial, Helvetica, sans-serif;
  font-size: 1.4rem;
  color: #fff;
  font-weight: 600;
  padding: 14px 0;
  border-radius: 7px;
  transition: background 0.2s, color 0.2s;
  display: block;
}
.mobile-nav a:hover, .mobile-nav a:focus {
  background: #FFA500;
  color: #094067;
}

@media (max-width: 1024px) {
  .main-menu {
    gap: 16px;
    padding-right: 60px;
  }
  .main-menu a {
    font-size: 0.93rem;
  }
}
@media (max-width: 900px) {
  .main-menu {
    gap: 10px;
    padding-right: 60px;
  }
  .main-menu a {
    font-size: 0.92rem;
  }
}
@media (max-width: 768px) {
  .main-menu {
    display: none;
  }
  .mobile-menu-toggle {
    display: block;
  }
}

/*==== HERO SECTIONS ====*/
section:first-of-type {
  padding-top: 52px;
  padding-bottom: 48px;
  background: #F9F9F9;
  box-shadow: none;
}

/*==== BUTTONS & CTAS ====*/
.cta {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 10px 28px;
  font-family: 'Montserrat', Arial, Helvetica, sans-serif;
  font-size: 1.09rem;
  font-weight: 600;
  background: #094067;
  color: #fff;
  border: none;
  border-radius: 7px;
  cursor: pointer;
  box-shadow: 0 2px 8px rgba(9,64,103,0.08);
  margin-right: 16px;
  outline: none;
  transition: background 0.17s, color 0.17s;
  margin-top: 10px;
}
.cta.primary {
  background: #FFA500;
  color: #094067;
}
.cta.primary:hover, .cta.primary:focus {
  background: #094067;
  color: #FFA500;
}
.cta:hover, .cta:focus {
  background: #19335A;
  color: #fff;
}

/*==== TABLES ====*/
table {
  width: 100%;
  border-collapse: collapse;
  background: #fff;
  border-radius: 12px;
  overflow: hidden;
  box-shadow: 0 2px 9px rgba(9,64,103,0.04);
  margin-bottom: 20px;
}
thead tr {
  background: #F9F9F9;
}
th, td {
  text-align: left;
  padding: 12px 10px;
  border-bottom: 1px solid #EEE;
}
th {
  font-family: 'Montserrat', Arial, Helvetica, sans-serif;
  color: #094067;
  font-size: 1.01rem;
}
tr:last-child td {
  border-bottom: none;
}

@media (max-width: 600px) {
  table, thead, tbody, th, td, tr {
    display: block;
    width: 100%;
  }
  thead {
    display: none;
  }
  tr {
    margin-bottom: 16px;
    box-shadow: 0 1px 4px rgba(9,64,103,0.06);
    border-radius: 7px;
    background: #fff;
    padding: 5px 6px;
  }
  td {
    padding: 10px;
    text-align: right;
    border-bottom: none;
    position: relative;
  }
}

/*==== FOOTER ====*/
footer {
  background: #fff;
  margin-top: 80px;
  border-top: 1px solid #eef2f6;
}
footer .container {
  padding-bottom: 22px;
  padding-top: 30px;
}
footer .content-wrapper {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: 20px;
  align-items: flex-start;
  justify-content: space-between;
}
.footer-block {
  display: flex;
  flex-direction: column;
  gap: 10px;
  min-width: 250px;
}
.footer-block img {
  width: 38px;
  margin-bottom: 8px;
}
.footer-nav {
  display: flex;
  flex-direction: column;
  gap: 7px;
  min-width: 195px;
}
.footer-nav a {
  color: #19335A;
  font-size: 0.97rem;
  font-family: 'Montserrat', Arial, Helvetica, sans-serif;
  font-weight: 500;
  transition: color 0.17s;
}
.footer-nav a:hover, .footer-nav a:focus {
  color: #FFA500;
}
.footer-legal {
  font-size: 0.92rem;
  color: #818181;
  margin-top: 8px;
}
.footer-legal a {
  color: #818181;
  text-decoration: underline;
  transition: color 0.18s;
}
.footer-legal a:hover, .footer-legal a:focus {
  color: #FFA500;
}
.social-media {
  display: flex;
  flex-direction: row;
  gap: 14px;
  align-items: center;
  margin-top: 6px;
}
.social-media img {
  width: 30px;
  height: 30px;
  background: #F9F9F9;
  border-radius: 50%;
  padding: 2px;
  transition: box-shadow 0.18s;
}
.social-media img:hover {
  box-shadow: 0 2px 10px rgba(255,165,0,0.14);
}

@media (max-width: 1000px) {
  footer .content-wrapper {
    flex-direction: column;
    gap: 24px;
    align-items: flex-start;
  }
  .footer-nav {
    flex-direction: row;
    flex-wrap: wrap;
    gap: 10px 18px;
  }
}

@media (max-width: 600px) {
  .container {
    padding: 0 11px;
  }
  .section {
    padding: 18px 6px;
    margin-bottom: 32px;
  }
  section:first-of-type {
    padding-top: 25px;
    padding-bottom: 19px;
  }
}

/*==== RESPONSIVE FLEX PATTERNS ====*/
@media (max-width: 1000px) {
  .feature-grid {
    gap: 20px;
  }
  .content-grid,
  .card-container {
    gap: 12px;
  }
}
@media (max-width: 860px) {
  .feature-grid {
    flex-direction: column;
    gap: 22px;
  }
}
@media (max-width: 768px) {
  .text-image-section {
    flex-direction: column;
    align-items: flex-start;
    gap: 18px;
  }
  .content-wrapper {
    gap: 14px;
  }
}
@media (max-width: 520px) {
  .feature-item,
  .card {
    min-width: unset;
    padding: 14px 6px;
  }
}

/*=== COOKIE CONSENT BANNER ===*/
.cookie-banner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
  position: fixed;
  left: 0;
  right: 0;
  bottom: 0;
  width: 100%;
  background: #FFF;
  color: #15202B;
  border-top: 2px solid #FFA500;
  padding: 18px 20px;
  font-size: 1rem;
  font-family: 'Open Sans', Arial, Helvetica, sans-serif;
  z-index: 1600;
  box-shadow: 0 -2px 16px rgba(9,64,103,0.07);
  animation: cookieBannerFadeIn 0.35s ease;
}
@keyframes cookieBannerFadeIn {
  from { opacity: 0; transform: translateY(35px); }
  to { opacity: 1; transform: translateY(0); }
}
.cookie-banner p {
  margin-bottom: 0;
  font-size: 0.98rem;
  flex: 1 1 65%;
}
.cookie-banner-buttons {
  display: flex;
  gap: 10px;
  align-items: center;
}
.cookie-banner .cookie-btn {
  background: #F9F9F9;
  color: #094067;
  border: 1px solid #EAEAEA;
  border-radius: 6px;
  padding: 7px 19px;
  font-size: 0.97rem;
  font-family: 'Montserrat', Arial, Helvetica, sans-serif;
  font-weight: 600;
  cursor: pointer;
  transition: background 0.19s, color 0.19s;
}
.cookie-banner .cookie-btn.primary {
  background: #FFA500;
  color: #094067;
  border: none;
}
.cookie-banner .cookie-btn:hover, .cookie-banner .cookie-btn:focus {
  background: #094067;
  color: #fff;
  border: 1px solid #FFA500;
}
.cookie-banner .cookie-btn.primary:hover, .cookie-banner .cookie-btn.primary:focus {
  background: #094067;
  color: #FFA500;
}
@media (max-width: 600px) {
  .cookie-banner {
    flex-direction: column;
    align-items: flex-start;
    gap: 14px;
    font-size: 0.93rem;
    padding: 12px 8px;
  }
  .cookie-banner-buttons {
    width: 100%;
    justify-content: flex-start;
  }
}

/* Cookie Modal */
.cookie-modal-overlay {
  display: none;
  position: fixed;
  top: 0; left: 0; right: 0; bottom: 0;
  z-index: 1700;
  background: rgba(9,64,103,0.28);
  animation: cookieModalOverlayFade .3s;
}
@keyframes cookieModalOverlayFade {
  from { opacity: 0; }
  to { opacity: 1; }
}
.cookie-modal-overlay.open {
  display: flex;
  align-items: center;
  justify-content: center;
}
.cookie-modal {
  background: #fff;
  border-radius: 15px;
  box-shadow: 0 8px 48px rgba(9,64,103,0.16);
  padding: 32px 30px 20px 30px;
  max-width: 400px;
  width: 98%;
  font-family: 'Open Sans',Arial, Helvetica, sans-serif;
  font-size: 1rem;
  display: flex;
  flex-direction: column;
  gap: 23px;
  animation: cookieModalSlideIn 0.33s cubic-bezier(0.85,0,0.36,1.1);
  position: relative;
}
@keyframes cookieModalSlideIn {
  from { opacity: 0; transform: translateY(60px); }
  to { opacity: 1; transform: translateY(0); }
}
.cookie-modal-title {
  font-family: 'Montserrat', Arial, Helvetica, sans-serif;
  font-weight: 700;
  font-size: 1.3rem;
  color: #094067;
  margin-bottom: 8px;
}
.cookie-modal-close {
  position: absolute;
  top: 22px;
  right: 24px;
  background: none;
  border: none;
  font-size: 1.5rem;
  color: #FFA500;
  cursor: pointer;
}
.cookie-category {
  display: flex;
  flex-direction: row;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 10px;
}
.cookie-category label {
  font-size: 1rem;
  font-weight: 500;
  color: #094067;
}
.cookie-modal-actions {
  display: flex;
  gap: 10px;
  justify-content: flex-end;
}
.cookie-switch {
  position: relative;
  display: inline-block;
  width: 42px;
  height: 22px;
}
.cookie-switch input {
  opacity: 0;
  width: 0;
  height: 0;
}
.cookie-switch span {
  position: absolute;
  cursor: pointer;
  top: 0; left: 0;
  right: 0; bottom: 0;
  background-color: #eaeaea;
  border-radius: 15px;
  transition: background .18s;
}
.cookie-switch span:before {
  position: absolute;
  content: "";
  height: 16px; width: 16px;
  left: 3px; bottom: 3px;
  background-color: #fff;
  border-radius: 50%;
  box-shadow: 0 1px 4px rgba(9,64,103,0.07);
  transition: transform .19s cubic-bezier(0.83,0,0.36,1), background .18s;
}
.cookie-switch input:checked + span {
  background-color: #FFA500;
}
.cookie-switch input:checked + span:before {
  transform: translateX(18px);
  background: #094067;
}

/*=== UTILITIES ===*/
.mt-0 { margin-top: 0 !important; }
.mb-0 { margin-bottom: 0 !important; }
.mt-8 { margin-top: 8px !important; }
.mb-8 { margin-bottom: 8px !important; }
.mt-16 { margin-top: 16px !important; }
.mb-16 { margin-bottom: 16px !important; }
.text-center { text-align: center !important; }
.text-right { text-align: right !important; }
.flex { display: flex; }

/*==== MICRO-INTERACTIONS ====*/
input:focus, button:focus, select:focus, textarea:focus {
  outline: 2px solid #FFA500;
  outline-offset: 1.5px;
  transition: outline-color 0.18s;
}

a:active {
  opacity: 0.92;
}

/*==== CARD TRANSITIONS ====*/
.card, .feature-item, .faq-item, .testimonial-card {
  transition: box-shadow 0.2s, transform 0.18s;
}
.card:hover, .feature-item:hover, .faq-item:hover, .testimonial-card:hover {
  box-shadow: 0 4px 24px rgba(9,64,103,0.13);
  transform: translateY(-2px) scale(1.013);
}

/*==== ACCESSIBILITY / SELECTION ====*/
::selection {
  background: #FFA50044;
}


/*==== DARK TEXT FOR TESTIMONIALS & REVIEW SECTIONS (MANDATORY CONTRAST) ====*/
.testimonial-card,
.testimonial-card p,
.testimonial-card span {
  color: #15202B !important;
  background: #F9F9F9 !important;
}

/*==== MISC ELEMENTS ====*/
section {
  margin-bottom: 60px;
  padding: 40px 20px;
}

/*=== END ===*/